Cayucos Housing Market Report – July 2026

Here's a look at how the Cayucos, CA real estate market performed in July 2026, based on actual sold data from the MLS.

Market Snapshot

  • Homes Sold: 10
  • Median Sale Price: $1,485,000
  • Average Sale Price: $2,268,942
  • Average Price Per Sq Ft: $953
  • Average Days on Market: 131
  • Sale-to-List Price Ratio: 95.8%

Month-Over-Month Trends

Compared to June, the median sale price in Cayucos moved 5.7% down (from $1,575,000 to $1,485,000). The number of homes sold was 100.0% up compared to the prior month (5 vs. 10). Average days on market shifted 77.0% up (74 days to 131 days).

Year-Over-Year Comparison

Compared to July 2025, the median sale price is 22.6% down (from $1,919,300 to $1,485,000). Sales volume is 150.0% up year-over-year.

What This Means

Cayucos is showing signs of a normalizing market after a period of significant softening. The median price dropped 5.7% month-over-month to $1,485,000, continuing a steep year-over-year decline of 22.6% from July 2025. While this sounds dramatic, it likely reflects a natural correction from inflated pandemic-era peaks rather than a market in freefall. The sale-to-list ratio of 95.8% suggests homes are still moving at reasonable terms, not distressed pricing, and the $953 per square foot rate remains solid for the Cayucos coastal area.

The real concern is the lengthening time on market. Properties are now averaging 131 days to sell, nearly double the 74-day average from June. This suggests buyer demand has cooled, possibly due to persistent higher interest rates or seasonal summer market patterns. With 62 active listings sitting at a median asking price of $1,322,500—notably below recent sales—sellers appear to be adjusting expectations realistically.

For buyers, this represents a buyer's market with room to negotiate. For sellers, patience is essential; rushing likely means leaving money on the table. The coastal charm of Cayucos remains unchanged, but conditions favor those willing to wait for the right offer.

Cayucos Sales by Zip Code

Zip Code Homes Sold Median Price Avg $/SqFt Avg DOM
93430 10 $1,485,000 $953 131

Sales by Property Type

Property Type Homes Sold Median Price Avg $/SqFt
SINGLE_FAMILY 9 $1,470,000 $953
MULTI_FAMILY 1 $3,000,000 N/A

Sales by Price Range

Price Range Homes Sold
$750K+ 10

Current Active Listings

As of this report, there are 62 active listings in Cayucos with a median asking price of $1,322,500 and an average of 195 days on market.

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