Tracy Housing Market Report – July 2026
Here's a look at how the Tracy, CA real estate market performed in July 2026, based on actual sold data from the MLS.
Market Snapshot
- Homes Sold: 111
- Median Sale Price: $715,000
- Average Sale Price: $738,010
- Average Price Per Sq Ft: $360
- Average Days on Market: 97
- Sale-to-List Price Ratio: 99.9%
Month-Over-Month Trends
Compared to June, the median sale price in Tracy moved 0.7% up (from $710,000 to $715,000). The number of homes sold was 15.6% up compared to the prior month (96 vs. 111). Average days on market shifted 47.0% up (66 days to 97 days).
Year-Over-Year Comparison
Compared to July 2025, the median sale price is 0.7% up (from $710,000 to $715,000). Sales volume is 5.7% up year-over-year.
What This Means
Tracy's housing market is showing resilience this July, with a median sale price holding steady at $715,000 and nearly all homes selling at their asking price. That 99.9% sale-to-list ratio is remarkable and suggests balanced supply and demand—sellers aren't overpricing, and buyers are willing to meet the market. The year-over-year price stability indicates the market has found an equilibrium after months of fluctuation, which is good news for both sides of the transaction.
However, there's a notable shift in buyer behavior. Days on market jumped from 66 to 97 days month-over-month, which is a significant increase. Combined with rising mortgage rates through the summer and typical seasonal slowdown after spring peak, homes are simply taking longer to find buyers. This isn't alarming given July seasonality, but it suggests buyers are becoming more selective and taking time to decide rather than competing in bidding wars.
The active listings remain healthy at 533, giving buyers options without creating a glut. With 111 homes sold this month, the market is absorbing supply steadily. Tracy remains an affordable alternative to Bay Area options, positioning it well for continued interest from commuters. The fundamentals look stable—prices aren't falling, but they're not surging either, making this a reasonable time for both buyers and sellers to transact.
Tracy Sales by Zip Code
| Zip Code | Homes Sold | Median Price | Avg $/SqFt | Avg DOM |
|---|---|---|---|---|
| 95377 | 57 | $730,500 | $327 | 93 |
| 95376 | 38 | $582,499 | $379 | 74 |
| 95304 | 14 | $1,047,500 | $433 | 165 |
| 95391 | 2 | $501,000 | $344 | 84 |
Sales by Property Type
| Property Type | Homes Sold | Median Price | Avg $/SqFt |
|---|---|---|---|
| SINGLE_FAMILY | 91 | $724,000 | $368 |
| OTHER | 11 | $727,000 | N/A |
| MOBILE | 3 | $184,900 | $160 |
| MULTI_FAMILY | 3 | $1,200,000 | $341 |
| CONDOS | 2 | $501,000 | $344 |
| LAND | 1 | $185,000 | N/A |
Sales by Price Range
| Price Range | Homes Sold |
|---|---|
| Under $100K | 1 |
| $100K - $199K | 2 |
| $200K - $299K | 1 |
| $300K - $399K | 1 |
| $400K - $499K | 8 |
| $500K - $749K | 56 |
| $750K+ | 42 |
Current Active Listings
As of this report, there are 533 active listings in Tracy with a median asking price of $749,950 and an average of 59 days on market.
Thinking About Selling Your Tracy Home?
If you're a homeowner in Tracy considering selling, you have options. While the traditional market is one route, selling directly for cash can save you time, commissions, and the hassle of repairs and showings. We buy houses in Tracy and throughout San Joaquin County — get a no-obligation cash offer today.
Thinking of selling in Tracy? Get a cash offer.
Takes about 30 seconds. No obligation.