Waterford Housing Market Report – July 2026
Here's a look at how the Waterford, CA real estate market performed in July 2026, based on actual sold data from the MLS.
Market Snapshot
- Homes Sold: 8
- Median Sale Price: $422,500
- Average Sale Price: $448,625
- Average Price Per Sq Ft: $256
- Average Days on Market: 62
- Sale-to-List Price Ratio: 100.8%
Month-Over-Month Trends
Compared to June, the median sale price in Waterford moved 3.4% down (from $437,500 to $422,500). The number of homes sold was 0.0% down compared to the prior month (8 vs. 8). Average days on market shifted 55.0% up (40 days to 62 days).
Year-Over-Year Comparison
Compared to July 2025, the median sale price is 3.0% up (from $410,000 to $422,500). Sales volume is 27.3% down year-over-year.
What This Means
Waterford's housing market is showing signs of cooling as we head into late summer. While sales volume remained flat month-over-month at 8 homes, the median price dipped 3.4% to $422,500, suggesting buyers are gaining some negotiating power. More telling is the jump in days on market from 40 to 62 days—a significant slowdown in how quickly homes are moving. This extended selling timeline is fairly typical for mid-summer in the Central Valley, where heat and vacation schedules can dampen buyer activity.
The silver lining for sellers is that homes are still fetching 100.8% of asking price on average, indicating the market hasn't swung dramatically in buyers' favor. The 43 active listings represent a healthier supply level than many California markets, giving buyers genuine options. However, those listings are sitting for an average of 144 days, which reveals a disconnect between what sellers are asking (median $499,490) and what buyers are actually paying.
Year-over-year, the 3.0% price appreciation suggests the market has stabilized after any pandemic-era volatility. The 27.3% drop in sales volume compared to July 2025 likely reflects normal seasonal variation rather than a market crisis. For buyers, this is a relatively favorable window. For sellers, patience will be key in this moderating market.
Waterford Sales by Zip Code
| Zip Code | Homes Sold | Median Price | Avg $/SqFt | Avg DOM |
|---|---|---|---|---|
| 95386 | 8 | $422,500 | $256 | 62 |
Sales by Property Type
| Property Type | Homes Sold | Median Price | Avg $/SqFt |
|---|---|---|---|
| SINGLE_FAMILY | 8 | $422,500 | $256 |
Sales by Price Range
| Price Range | Homes Sold |
|---|---|
| $200K - $299K | 1 |
| $300K - $399K | 2 |
| $400K - $499K | 2 |
| $500K - $749K | 3 |
Current Active Listings
As of this report, there are 43 active listings in Waterford with a median asking price of $499,490 and an average of 144 days on market.
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